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Time Value Of Money  TVM
Time Value Of Money Tutor  Tutor for finance helps finance students understand the Time Value Of Money concepts. The time value of money concept is based on the idea that money has a different value at different points in the future. For example, a dollar is worth more tomorrow than it would be in a week. This confusing concept has a multitude of uses such as determining the future value of a deposit in six months or finding how long a person should save to reach a specific dollar value. Regardless of the situation, a firm understanding of the time value of money is an important building block in comprehending more advanced topics in finance. The time value of money has five different sections with specific formulas to calculate the answers. The five sections are present value formula, future value formula, find interest rate, find payment, and find number of years. The understanding of each section will enable you to grasp the totality of the time value of money theory. Tutor for Finance may assist students with understand the time value of money in various ways.
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Time Value of Money FormulasThis is a brief description of the time value of money formulas for finding the present value, future value, and interest rate. For an indepth review contact Paul. Future Values  The future value of money allows you to predict how much a specific amount of money is worth at an exact time in the future using various interest rates. This process may also be called compounding. FV  Future Value PV  Present Value R  Interest Rate N  Number of periods
Present Value  The present value of a dollar amount is a little more complicated to understand as compared to the future value of a dollar. The present value of a dollar is the amount needed to invest today, at a given rate and time period, to reach a specific, future dollar amount. For example, how much do I need to invest today, to have $10,000 dollars in three years at an interest rate of 12%. The answer is $3,558.90. 
Future Value Problem Solved In Excel 

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How to Calculate the Present Value 
Example questions:
If you deposit $5,000 in the bank that pays a rate of 12% interest semiannually, how much will be in your account after 10 years? Compute the future value of $500 compounded semiannually: 5 years at 6% 7 years at 3% Calculator Key Strokes for Future Value N=3 I/Yr=5 PV=100 Pmt=0 FV=115.76 
All Tutoring Completed By Paul Borosky, MBA.
Paul's Experience:
We Specialize with assisting MBA students in most classes!
 Ten plus years as a professional tutor
 MBA with specialization in Finance from Webster University
 Currently pursuing a PhD. in Management
 Summer of 2013, visiting graduate student at Harvard University.
 Member: Association of Tutoring Professional
We Specialize with assisting MBA students in most classes!
We assist finance college student in:Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
